If you are not covered by a health plan this is worth looking into.  At some point you will be required by law to have health insurance.  Don’t fret, you are required by law to have car insurance also. 

I am curious to find out if the prices on these exchanges (or more accurately stated, out of pocket costs for individuals) are really lower than comparable plans before the exchanges existed.  In theory, they should be.  Competition for your insurance premium dollars (which is subsidized for qualified individuals) should drive costs down.  Also, there should be economies of scale associated with a given insurance company insuring more people.

Disclaimer:  I am not an expert in the Affordable Care Act nor the insurance business.  If anyone out there signs up, please let me know what quotes, coverages, and subsidies you receive.  If you also recall recent pre-exchange quotes that would be nice to know also.  You may email me directly:  djm@efficientminds.com  I am already covered as a CSU employee in their group plan.

http://money.cnn.com/2013/10/01/news/economy/obamacare-enrollment/