Yet another way for big banks to extract wealth from the poor masses and ultimately give it to the few wealthy executives by way of bonuses. The sad thing in this case is that employers are in on the deal. As an employer I will force you, my low wage worker, to incur fees to access your paycheck so I can save on my payroll administration costs and perhaps even get a kickback from the big banks.
Everyone: get a checking account at a credit union and demand that your employer direct deposit there. If the employer will not, quickly find one that will. Sooner or later the boss will realize they can’t hire anybody while forcing workers to incur fees to access their paycheck.